Shirley A. McIntyre

Shirley A. McIntyre
Firm Administrator


Phone: (410) 865-5412

Fax: (410) 684-2001

Board Position: Chair

Committee: Managing Partner Event

Member Since: September 2, 1999

About Hudson Cook, LLP

About Firm

Firm Overview:

Established in 1997, Hudson Cook, LLP focuses primarily on consumer financial services, banking and privacy law.  Our main office is located in Hanover, MD, and we also have a Washington D.C. office and 10 other offices across the country.  Hudson Cook’s experienced, resourceful attorneys offer legal services to local, national and international clients, striving to provide practical and innovative solutions to their compliance, regulatory and government-related concerns.



Main Areas of Practice:


Financial Services Compliance:

Hudson Cook is a national law firm focusing on consumer financial services law.   Collectively, this Firm’s attorneys have decades   of experience in all areas of consumer financial services compliance, and provide advice and counsel to more than 4,000 financial institutions on consumer finance compliance issues, including banking, secured lending, vehicle leasing and financing, mortgage lending, installment  lending, credit and debit cards, student lending, payment systems, information privacy, data security, debt collection, and consumer finance advertising and marketing.  This Firm’s attorneys include former senior federal regulators and staff attorneys, former in-house counsel for major banks and finance companies, and long-time private practitioners.


Nine of the Firm’s partners are Fellows or Regents of the American College of Consumer Financial Services Lawyers.   Several of the Firm’s attorneys are widely published authors in industry media and frequent speakers at industry conferences. Some of the Firm’s attorneys have held and currently hold leadership positions on the American Bar Association’s Consumer Financial Services Committee and state bar associations. The Firm is very active in, and provides support to, several major consumer financial services trade associations. The Firm’s attorneys aim to bring valuable practical   experience to the client relationship. They regularly review clients’ compliance operations and perform due diligence reviews of third parties. The Firm’s practice groups provide focused support for specific segments of the industry, and help clients meet the expectations of their regulators, including the Consumer Financial Protection Bureau, the Federal Reserve Board, the Federal Trade Commission, and the Office of the Comptroller of the Currency, among others. The Automotive Practice Group advises banks, finance and leasing companies and auto dealers on the full range of consumer credit compliance issues.   The Mortgage Practice Group counsels bank and non-bank lenders and servicers on the vast array of state and federal laws and regulations impacting residential mortgage lending and servicing.   The Installment Lending Practice Group counsels and guides small dollar lenders through a maze of state and federal regulations, and the Privacy and Security Practice Group services large and small consumer reporting agencies and technology companies. Other practice groups focus on areas such as retail banking, payment systems and mobile payments.


Government Examination, Investigations & Enforcement:

Hudson Cook’s Government Examination, Investigations and Enforcement (“GEIE”) Practice Group provides service to clients facing government action.   Its attorneys include former senior federal regulators and staff attorneys with federal agencies, including the CFPB, FTC and OCC, as well as former in-house attorneys with firsthand experience servicing premier financial institution operations, and long-time private practitioners experienced in a wide array of industry best practices.


Regulated entities undergoing government examinations may need to undertake careful preparation, quick responses, and effective remedial action.   Hudson Cook’s GEIE Practice Group assists financial institution clients before examinations by closely scrutinizing and evaluating the effectiveness of their compliance efforts, and assisting clients in implementing compliance policies and practices consistent with their legal and regulatory obligations. During exams, the Firm helps clients respond to regulator inquiries and otherwise navigate the examination process with an eye toward trying to resolve issues informally through the non-public supervisory process. When regulators identify possible violations of law, the Firm tries to advocate for non-public resolutions through responses to PARR letters or similar notices from regulators.


Effective defense of investigations initiated by financial regulators calls for certain skills and substantive knowledge of pertinent issues.  The Firm’s GEIE Practice Group’s experience in financial services regulation and familiarity with state and federal regulators allows the Firm to try to pursue out-of-court resolutions to government-initiated investigations, sometimes through informal settlements or no-action letters. If litigation becomes necessary, the Firm attempts to zealously represent its clients’ interests.

Managing Partner(s) Lisa C. DeLessio

Hudson Cook, LLP

7037 Ridge Road
Suite 300
Hanover, MD 21076